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Get peace of mind!
Get peace of mind!
I Manage Risk is dedicated to change the concept of insurance to a risk management bases. We have been in the insurance industry since 1993 and have developed our skills and personal relationships with our clients ever since. Our main aim is to guide and advice our client to ensure that all aspects of risk exposure is evaluated to cover the client’s needs. I Manage Risk has invested in modern technology to predict trends over our wildly spread client base. Our technology also contributes to our experience and quality of advice, underwriting and claims procedures.
Our vision is to build trust in the industry. There is a stigma that insurance premiums are a grudge payment, and we aim to change this. We are selective with the Insurance Companies that we use, and the placing of our client’s portfolios are widely spread. We want our clients to have a good knowledge of insurance and available products on the market. We believe that the underwriting of a policy is of utmost importance to avoid disappointment at claim stage. Our team also has the necessary experience and client relation skills to ensure great service on multiple platforms. We always ensure convenience and availability at all times.
Rina previously held the position as director of Rina Erasmus Makelaars (Pty) Ltd that was established in 1993. She was selected as regional representative of the Independent Broker Council for five years. She has held her current position at Eminence Wealth as Short-Term Insurance Manager since 2014 and is now the sole owner of I Manag
Rina previously held the position as director of Rina Erasmus Makelaars (Pty) Ltd that was established in 1993. She was selected as regional representative of the Independent Broker Council for five years. She has held her current position at Eminence Wealth as Short-Term Insurance Manager since 2014 and is now the sole owner of I Manage Risk (Pty) Ltd. With Rina’s great mathematical sense, dedication, and passion she is well known in the Insurance Industry.
Eduard started his career in short term insurance with Eminence Wealth in 2015. He has a passion for managing Short-term section and working with advanced marketing tools. He is one of a few brokers that works on Personal, Commercial, Engineering, Liability, Risk Finance and Credit Insurance. Not only has he taken up the duty in managing
Eduard started his career in short term insurance with Eminence Wealth in 2015. He has a passion for managing Short-term section and working with advanced marketing tools. He is one of a few brokers that works on Personal, Commercial, Engineering, Liability, Risk Finance and Credit Insurance. Not only has he taken up the duty in managing the biggest clients in I Manage Risk (Pty) Ltd but has also proven responsibility over the 7 years.
Please contact us if you cannot find an answer to your question.
Because of catoptric loss we have seen in KZN the premiums for reinsurance have gone up, this is affecting premiums of consumers directly. We also have a very small participation rate to the insurance market in South Africa. South Africa is seen as a high risk to international markets and this to contributes to reinsurance premiums.
No, any item that is remove from your home will have to be specified under a section called all risk. We also have general all risk that will cover any item that does not store data. With the newer products in the market, it’s possible to include most items with a very low premium.
We will advise clients to install a tracker should their vehicle be limited or valued. Installing a tracker to save on premium is not accurate. Tracker will still end up costing more than what you are saving. Some insurance companies made a tracker compulsory, but with most insurance companies these days this is for the client to decide.
This is the ratio between premiums paid and claims (losses) paid. An example of this will be:
If you have a claim/s and your loss ratio is still under 45% the increase can be eliminated, its where client see loss ratios of 60% and for more than one year or consecutive years.
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Office Number: 0861 999 707
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